Home Purchase Loans Made Simple
Loan Programs for Home Purchases
Asset Based Loans
A mortgage option that lets you qualify using your liquid assets like savings or investment accounts rather than traditional income paperwork.
Bank Statement Loans
Designed for self-employed borrowers, these loans use bank deposits to verify income instead of tax returns or W-2s.
Conventional Loans
Standard home loans that follow traditional lending rules and usually require solid credit and steady income.
Debt Service Coverage Ratio (DSCR) Loans
Investor-focused loans that rely on a property’s rental income to qualify, not the borrower’s personal income.
Federal Housing Authority (FHA) Loans
Government-insured mortgages that offer flexible credit requirements and low down-payment options.
First-Time Homebuyer
Affordable low-rate loans and low down payment options designed to help you move into your first home faster.
HOPER | FHA Energy Efficiency Program
An FHA-backed down-payment assistance program that includes up to $13,000 in financial assistance and lets you roll approved energy-saving upgrades into your mortgage.
Veteran Affairs (VA) Loans
A mortgage benefit for eligible veterans and service members, often requiring no down payment and offering flexible terms.










