Competitive Mortgage Rates and Fees in Florida

Bonelli Financial Group blends human expertise with the power of artificial intelligence to deliver a seamless and personalized Florida mortgage lending experience.

How Bonelli Financial Group Can Help You Lock in Lower Florida Mortgage Rates

We Have a Team of Licensed and Experienced Florida Mortgage Loan Officers. Whether you're looking to buy a home in Florida or refinance your existing Florida mortgage loan borrowers often dread the mortgage loan and refinance process. That is because the traditional way to shop for a mortgage loan is antiquated and broken. Bonelli Financial Group has a streamlined the mortgage loan process to be easy, fast, and exciting so you can focus on enjoying your new Florida home and this new chapter in life without the stress of a long and complicated mortgage loan process.

Florida Home Lenders Offering Competitive Mortgage Rates and Reduced Refinance Fees

When searching for mortgage home loans in Florida, it is crucial to consider reputable FL home lenders like Bonelli FG who offer competitive rates and lower refinance fees. Bonelli FG lenders are recognized for offering competitive mortgage home loans in Florida with flexible terms to suit a variety of financial situations.

Finding the right FL home lender can significantly impact the overall cost of your mortgage and your ability to refinance in the future. Refinancing your mortgage can be smart, especially if you can secure lower refinance fees from an FL home lender. Refinancing allows homeowners to adjust their loan terms, reducing monthly payments or changing the loan duration to better fit their current financial goals.

By partnering with an FL home lender that offers lower refinance fees, you can maximize your savings and improve your financial flexibility. It is essential to thoroughly research and compare different FL lenders to ensure you get the best mortgage home loans. Look for Florida lenders with a strong reputation for customer service, transparent pricing, and a wide range of loan products. This will help you find a mortgage that meets your needs while providing the most favorable terms.

With careful consideration and thorough research, you can find an FL lender that not only meets your immediate needs but also supports your long-term financial goals, providing you with a sense of security and reassurance about your financial future. Call Bonelli Financial Group at 800-266-3554.

Florida Home Loans

About Bonelli Financial Group in Florida

Bonelli Financial Group specializes in delivering customized mortgage solutions for Florida homebuyers and homeowners. Our process starts with a detailed financial consultation, allowing us to match you with competitive mortgage rates and loan terms that suit your unique financial goals. From first-time buyers to seasoned homeowners, our mission is to make Florida mortgage lending smarter, simpler, and more rewarding.

Bonelli Financial Group Stands Apart from the Typical Florida Mortgage Industry Lenders

Personal Approach

We believe that the mortgage process should be more than just a transaction — it should be a partnership. Unlike big lenders that treat you like a number, we take the time to understand your unique needs and financial goals. Our team provides a tailored, one-on-one experience, guiding you through each step of the process with clarity and care

Competitive Pricing

Without the heavy corporate structure and overhead costs of larger lenders, Bonelli Financial Group can offer competitive pricing that directly benefits you. By operating efficiently, we can offer cost savings that translate into competitive rates and minimized fees for you.

Balanced Use of AI

We embrace AI to streamline and speed up the loan approval process, making it smooth and efficient. However, we never rely solely on technology. Our team is always just a phone call away, ensuring you receive the personal attention and care that every mortgage experience deserves.

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Florida Home Mortgage Statistics

In Florida, the average 30-year fixed mortgage rate is currently 6.99%, which is 5 basis points lower than the national average. The median sales price of a single-family home in Florida is $410,700, and 29.7% of Florida homes are paid off, exceeding the U.S. average. The mortgage delinquency rate in Florida rose to 0.72% in the third quarter of 2023. 

Key Florida Mortgage Statistics:

• 30-year fixed mortgage rate: 6.99% (April 11, 2025).
• 15-year fixed mortgage rate: 6.00% (April 11, 2025).
• Median sales price of a single-family home: $410,700 (November 2024).
• Homeownership rate: 67.3% (2019-2023).
• Mortgage delinquency rate: 0.72% (Q3 2023).
• Median monthly owner costs (with a mortgage): $1,860 (2019-2023).
• Median selected monthly owner costs (without a mortgage): $629 (2019-2023).
• Percentage of homes paid off: 29.7% (2023). 

*The mortgage rate information, housing statistics, and ownership data provided are for general informational purposes only and are based on publicly available sources such as federal agencies and real estate industry reports. Figures reflect the most recent available data as of early 2025 but may not represent current market conditions. Mortgage rates, delinquency rates, and housing costs vary by individual circumstances and location. Please consult with a licensed mortgage lender or real estate professional for personalized, up-to-date advice.

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