Mortgage Loan Types

Standard home loans that follow traditional lending rules and usually require solid credit and steady income.

Government-insured mortgages that offer flexible credit requirements and low down-payment options.

A mortgage benefit for eligible veterans and service members, often requiring no down payment and offering flexible terms.

Investor-focused loans that rely on a property’s rental income to qualify, not the borrower’s personal income.

Designed for self-employed borrowers, these loans use bank deposits to verify income instead of tax returns or W-2s.

A mortgage option that lets you qualify using your liquid assets like savings or investment accounts rather than traditional income paperwork.

An FHA-backed down-payment assistance program that includes up to $13,000 in financial assistance and lets you roll approved energy-saving upgrades into your mortgage.

Refinance your mortgage to secure a lower rate or a better loan term, helping you reduce monthly payments or pay off your home faster.

Use your home’s equity to take cash out for renovations, debt consolidation, or major expenses while refinancing into a new mortgage.

A fast, low-paperwork refinance option for current VA homeowners to lower their interest rate or monthly payment.

A simplified refinance for FHA borrowers offering lower rates, no appraisal, and minimal documentation.

A revolving credit line secured by your home equity, giving you the freedom to borrow only what you need.

A fixed-rate loan that lets you tap your home’s equity and receive the money in one lump sum.

A Texas-specific cash-out refinance that allows homeowners to borrow against their primary residence under state-regulated rules.