Mortgage Calculators
Interactive tools to estimate payments, compare loan options, analyze affordability, and plan your financial strategy — whether you're buying, refinancing, investing, or comparing rent vs buy.
Results are estimates only; speak with a Bonelli Financial Group loan specialist to get exact approval figures.
Purchase & Payment Calculators
Home Affordability Calculator
Find out how much home you can comfortably afford based on your income, debts, and loan program guidelines.
Check affordability →Purchase Payment Calculator
Estimate your full monthly mortgage payment, including principal, interest, property taxes, insurance, PMI and HOA dues.
Estimate payment →Rent vs Buy Calculator
Understand the long-term financial impact of renting versus owning, including equity growth and appreciation.
Compare rent vs buy →Refinance Calculators
Refinance Savings Calculator
Compare your current mortgage to a new rate and term to estimate monthly savings, new payment, and breakeven point.
Compare refinance →Mortgage Total Cost Calculator
See the true long-term cost of your mortgage, including total interest and how much extra payments could save.
Estimate total cost →Loan-Specific Calculators
VA Loan Payment Calculator
Estimate your VA loan payment, including the VA funding fee, taxes, insurance, and HOA dues.
Calculate VA payment →FHA Loan Calculator
Quickly estimate your new FHA mortgage payment with minimal inputs, including FHA mortgage insurance and taxes.
Calculate FHA payment →FHA Streamline Refinance Calculator
Estimate your savings refinancing an existing FHA loan — often without a new appraisal or income documentation.
Estimate streamline savings →Investment Property Calculators
DSCR Loan Calculator
Estimate your maximum loan amount based on a property's rental income and target debt service coverage ratio.
Calculate DSCR →Fix & Flip Calculator
Estimate profit and ROI on a flip based on purchase price, rehab cost, holding costs, and after-repair value.
Estimate flip profit →Blended Rate Calculator
Calculate your effective blended interest rate across multiple loans on the same property.
Calculate blended rate →
