Competitive Mortgage Rates and Fees in Arizona, California, Colorado, Florida, Idaho, Ohio and Texas

Bonelli Financial Group blends human expertise with the power of artificial intelligence to deliver a seamless and personalized mortgage lending experience.

Save Time

Bonelli Financial Group branding and logo displayed prominently on homepage

Getting Loans in Arizona, California, Colorado, Florida, Idaho, Ohio and Texas

At Bonelli Financial Group, we combine the insight of experienced mortgage professionals with cutting-edge artificial intelligence to deliver a modern, streamlined mortgage experience. Whether you're purchasing a new home or refinancing an existing loan, our goal is simple: to help you secure lower mortgage rates and reduced refinance fees in Arizona, California, Colorado, Florida, Idaho, Ohio, and Texas.

A large house with a lot of windows and a garage on a rainy day ready for a loan

How Bonelli Financial Group Can Help You Lock in Lower Mortgage Rates

Our team of licensed and highly experienced mortgage loan officers is committed to guiding you through a fast, efficient, and stress-free loan process. We understand that navigating the mortgage landscape can be overwhelming. That’s why we’ve reimagined the process to make it easier, faster, and more transparent, so you can focus on enjoying your home—not worrying about paperwork.


We offer access to some of the most competitive mortgage home loan options on the market, tailored to meet a wide range of financial situations. Whether you’re a first-time homebuyer or a seasoned investor, we’ll help you secure favorable loan terms that align with your current and future financial goals.

Bonelli Financial Group branding and logo displayed prominently on homepage

Competitive Rates

We compare loan options from multiple lenders to help you secure competitive rates and terms.

Bonelli Financial Group branding and logo displayed prominently on homepage

Save Money

Unlike banks we don't have high fees and hidden costs. Total Transparency.

Bonelli Financial Group branding and logo displayed prominently on homepage

Save Time

We are known for fast approval & closing times to make the mortgage loan process smooth.

Home Loans

About Bonelli Financial Group

Bonelli Financial Group specializes in delivering customized mortgage solutions for homebuyers and homeowners. Our process starts with a detailed financial consultation, allowing us to match you with the best mortgage rates and loan terms that suit your unique financial goals. From first-time buyers to seasoned homeowners, our mission is to make mortgage lending smarter, simpler, and more rewarding.

Bonelli Financial Group mortgage team helping homebuyers and homeowners

We shop your loan to multiple lenders to ensure you get the best possible rate & terms.

Offering Competitive Mortgage Rates and Reduced Refinance Fees

Refinancing your mortgage can be a smart move—especially when you work with a lender that offers low refinance costs and flexible loan terms. At Bonelli Financial Group, we make refinancing easy and beneficial by helping homeowners reduce their monthly payments, access lower interest rates, adjust the length of their loan, or tap into home equity. Our mortgage experts work one-on-one with clients to ensure you understand your options and choose a refinancing strategy that supports long-term financial success.


Choosing the right mortgage lender makes a significant difference. Bonelli Financial Group stands out for exceptional customer service, transparent pricing and no hidden fees, and access to a wide range of home loan products. With Bonelli FG, you get the peace of mind that comes from working with a trusted partner who’s focused on your financial future. Whether you're purchasing a home or exploring refinance options, we’re here to help. Contact Bonelli Financial Group today at  to schedule a free consultation and discover how we can help you.

A man and a woman are holding keys to their new home.

Bonelli Financial Group Stands Apart from the Typical Mortgage Industry Lenders

Homebuyers reviewing mortgage options and interest rates

Personal Approach

We believe that the mortgage process should be more than just a transaction — it should be a partnership. Unlike big lenders that treat you like a number, we take the time to understand your unique needs and financial goals. Our team provides a tailored, one-on-one experience, guiding you through each step of the process with clarity and care

Homebuyers reviewing mortgage options and interest rates

Competitive Pricing

Without the heavy corporate structure and overhead costs of larger lenders, Bonelli Financial Group can offer competitive pricing that directly benefits you. By operating efficiently, we can offer cost savings that translate into competitive rates and minimized fees for you.

Homebuyers reviewing mortgage options and interest rates

Balanced Use of AI

We embrace AI to streamline and speed up the loan approval process, making it smooth and efficient. However, we never rely solely on technology. Our team is always just a phone call away, ensuring you receive the personal attention and care that every mortgage experience deserves.

Customer Reviews

14


YEARS IN THE INDUSTRY

200+


SATISFIED CUSTOMERS

7


AVAILABLE LOAN OFFICERS

200+


DEALS SECURED

Latest Lending and Mortgage Blog

Describe some quality or feature of the company. Write a short paragraph about it and choose an appropriate icon.

Home in Eastmark Mesa AZ Purchased With Mortgage – Ideal for Refinance
By Travis Erickson September 10, 2025
Lower refinance mortgage rates in Texas & Arizona after jobs report. See if you're eligible to save with cash-out or rate term refinance options today.
Mesa AZ mortgage lender helping clients with pre-approvals
By Travis Erickson September 3, 2025
Get pre-approved fast or refinance your home with a trusted mortgage lender in Mesa AZ. Bonelli Financial Group offers local expertise, great rates, and fast service
DSCR loan vs conventional mortgage comparison chartHow to calculate DSCR ratio for investment prop
By Travis Erickson August 27, 2025
Learn how to qualify for DSCR loans, calculate DSCR, and explore investment property financing with Bonelli Financial Group.
Close-up of a veteran signing VA loan documents for fast approval
By Travis Erickson August 20, 2025
Discover VA home loan benefits and myths. Learn facts about VA loan requirements, credit scores, and no down payment options for veterans in 2025.
Homeowner reviewing documents to get a home equity loan with poor credit from Bonelli Financial Grou
By Travis Erickson August 13, 2025
Struggling with credit? Learn how to get a home equity loan with poor credit. Bonelli Financial Group helps you unlock your equity, even with a low score
Homebuyer receiving fast mortgage approval online with Bonelli Financial Group in 2025
By Travis Erickson August 5, 2025
Need fast mortgage approval in 2025? Discover 5 expert-backed tips to speed up the home loan process and close quickly with Bonelli Financial Group.
Texas 50(a)(6) home equity loan illustration  Texas 50(f)(2) refinance mortgage process  FHA mortgag
By Travis Erickson July 30, 2025
Learn the difference between Texas 50(a)(6) cash-out loans and 50(f)(2) refinances. Discover which home loan option suits your needs with expert advice from Bonelli Financial Group.
What is the Difference Between a Conventional Loan and FHA?, What is Conventional Loan?
By Travis Erickson July 22, 2025
If you're planning to buy a home, you'll probably come across two major types of home loans early on: FHA loans and conventional loans. Both are popular, but they work differently. Understanding how each one functions can help you make better decisions and avoid unnecessary costs or complications.
real estate investor tax savings, real estate tax strategy, bonus depreciation 2025, rental property
By Joe Valenti July 14, 2025
On the United States’ 249th birthday, President Trump signed the One Big Beautiful Bill Act, a landmark update with significant implications for the real estate investing community. This bill changes how investors manage property tax write-offs, depreciation deductions, and real estate income taxes for the foreseeable
should I pay off a collection account, how collections affect credit score, how to remove collection
By Travis Erickson July 8, 2025
Wondering if you should pay a collection account? Learn how collections impact your credit score, when paying helps or hurts, and how Bonelli Financial Group can guide your next move.
Show More