The U.S. housing market just hit a notable milestone: for the first time in over a decade, home sellers now outnumber buyers—and by the widest margin since 2012. According to Redfin, this marks a real turning point after years of tight inventory and intense buyer competition.
When homeowners look to tap into their home’s equity, they’re often faced with a wide range of options—and just as many questions. One of the most common questions we hear is: Is a HELOC a second mortgage? The short answer is yes—but with a few important caveats. In this blog post, we'll break down the key differences between a HELOC, a home equity loan, and other related products like reverse mortgages and closed-end second mortgages, so you can make an informed decision.
If you're looking to buy a home, getting pre-approved for a mortgage should be your first priority. A mortgage pre-approval letter is more than just a piece of paper — it’s your ticket to standing out in today’s competitive real estate market. Whether you're a first-time homebuyer or upgrading to your next dream home, mortgage pre-approval shows sellers you mean business.
What the Fed’s May 2025 Rate Decision Means for Homebuyers and the Economy
Tired of getting mortgage calls after applying for a loan? Learn what trigger leads are and how the Homebuyers Privacy Protection Act could help protect your personal info.
Learn how the new FHA-backed energy efficiency program offers up to $13,000 in savings, lower mortgage rates, solar financing options, and federal tax credits for homebuyers.
What is a Mortgage Broker?
The new season is a great reason to make and keep resolutions. Whether it’s eating right or cleaning out the garage, here are some tips for making and keeping resolutions.
There are so many good reasons to communicate with site visitors. Tell them about sales and new products or update them with tips and information.
Write about something you know. If you don’t know much about a specific topic that will interest your readers, invite an expert to write about it.
